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Investment & Finance

Opportunity Cost Framework

機會成本框架 · Source: 經典經濟學

Resource allocation decisions — how to deploy time, money, attention; especially when you're treating "do nothing" as a free option

Core Concept

The true cost of a choice includes not just its direct cost, but the value of the best alternative you give up. Opportunity cost is often the most underweighted factor in decisions.

When to use this

When considering investing time, money, or attention into an opportunity. "Is this worth it?" is never an isolated question — the real answer is "is this more worth it than the next-best thing I could do?"

When not to use this

Skip in emergencies or no-choice scenarios — reality has already narrowed the option set. Also unsuitable for ruminating on already-committed investments — it becomes sunk-cost anxiety.

Questions you will be asked

Using this framework, you will work through —

  1. 1.What are you considering investing, and in what?
  2. 2.If you make this decision, what two to three alternatives would you be giving up?
  3. 3.What value would the best of those alternatives bring you?
  4. …and 3 more

Related Frameworks